The Earthquake Coverage Calculator is an interactive tool designed to help homeowners, renters, and property managers estimate the cost of earthquake insurance based on factors such as property type, location, coverage limits, and seismic risk. This tool provides a personalized premium estimate, helping users make informed decisions about their earthquake insurance needs. It’s ideal for anyone living in earthquake-prone areas or considering purchasing earthquake insurance.

Key Features:

1. Property Type Selection : Users can choose between single-family homes, condos, or rental properties.
2. Location-Based Seismic Risk : Users select their state or region to determine seismic risk levels.
3. Coverage Limits : Allows users to input desired coverage amounts for both building and contents.
4. Deductible Options : Users can select different deductible percentages (e.g., 5%, 10%, 15%) to see how it impacts the premium.
5. Dynamic Calculation : The tool calculates the estimated premium in real-time based on user inputs.
6. PDF Download Option : Users can download their estimation results in a PDF format for future reference or sharing.
7. Modern Design : A colorful, stylish, and modern interface that integrates seamlessly into your WordPress Elementor HTML block.
8. Self-Contained Container : The tool stays within its own container, ensuring it doesn’t interfere with the page header or footer.

Use Cases:

• Homeowners in earthquake-prone areas looking to estimate their earthquake insurance costs.
• Renters evaluating the need for contents-only earthquake insurance.
• Property managers assessing earthquake insurance costs for multiple properties.
• Real estate agents helping clients understand earthquake insurance premiums before purchasing a home.

How It Works:

1. The user selects their property type (single-family home, condo, or rental) and seismic risk zone.
2. They input the desired coverage limits for both building and contents.
3. The user selects a deductible percentage (e.g., 5%, 10%, 15%).
4. The tool calculates the estimated premium using predefined rates based on seismic risk zones, coverage limits, and deductibles.
5. The result is displayed in real-time, along with a breakdown of the calculation.
6. Users can download the results as a PDF by clicking the “Download PDF” button.