Mutual Funds

When I consider investing $20,000 specifically in energy mutual funds, I think about how the energy sector has unique dynamics compared to broad market funds. Energy investments can be rewarding but come with sector-specific risks like commodity price swings, regulatory changes, and geopolitical factors. What Are Energy Mutual Funds? Energy mutual funds invest primarily in […]

When I think about choosing mutual funds, especially in 2025, I focus on a few key points: consistent performance, fees, risk profile, and alignment with my investment goals. The US market offers thousands of mutual funds, but I’ll share with you 20 top mutual funds across different categories. These funds have strong track records, reasonable

When I think about investing $20,000 in a mutual fund and letting it grow over time, I focus on the power of compound growth and the impact of different market scenarios. In this article, I’ll walk you through what it means to “let it ride,” how your investment might grow, the math behind compound returns,

When I first encountered 1st Eagle Mutual Funds, I was intrigued by their contrarian investment approach, which differs from many mainstream mutual funds that chase short-term trends. These funds aim to provide investors with long-term capital appreciation and capital preservation, something that resonates strongly with me in today’s volatile markets. In this article, I’ll share

When I first heard about 199A dividends from mutual funds, I knew it was tied to the Qualified Business Income (QBI) deduction that many taxpayers, especially business owners, care about. But how does this apply to mutual funds? Let me explain what 199A dividends are, why they matter, and how you can spot them on

When I think about investing $170,000 in mutual funds and adding $5,000 every year, I picture a strategy to grow wealth steadily over time. This approach mixes a solid initial investment with disciplined annual contributions, letting compounding work its magic. Let me walk you through how this kind of investment can play out over decades,

When I put $1,700 into mutual funds, I always keep an eye on tax season, especially the 1099-DIV form that shows my dividends and distributions. Dividends can add up, and knowing whether they’re taxable or tax-exempt matters a lot. I want to share what I’ve learned about how the IRS treats dividends from mutual funds,

I had $1,500 sitting in my checking account—not much in the grand scheme, but enough to start investing. The big question was: should I put that money into a mutual fund or go with an ETF? I’m someone who doesn’t like overcomplicating things. I just want my money to grow steadily, without feeling like I

When I want to judge a mutual fund, I don’t just look at its performance over the past year or two. I care a lot more about how it’s done over the long haul—especially 15 years. That timeframe covers bull markets, bear markets, interest rate hikes, crashes, recoveries, and everything in between. If a fund

When I look for mutual funds, I want something that does one of two things really well: either it pays me reliably with dividends, or it steadily grows my money over time. Ideally, I’d like both. But not all mutual funds live up to the hype. Some talk big in the prospectus, then barely move