Mutual Funds

When I first started investing, I noticed many mutual funds require a minimum initial investment, often $1,000 or more. This can feel like a barrier, but it’s also a sign of the fund’s structure and target investors. In this article, I’ll dive deep into what a $1,000 minimum investment mutual fund means, how to approach […]

When I look at a small amount like $100 and wonder whether to apply it toward paying down a mortgage or investing it in a mutual fund, I know the answer depends on several factors — your financial goals, interest rates, risk tolerance, and timeline. In this article, I’ll explore this choice from multiple angles,

When I consider investing, the magic of time always stands out. Investing $100 today and leaving it untouched for 40 years can produce remarkable results thanks to compounding. In this article, I’ll take you through the journey of a $100 mutual fund investment held over four decades, highlighting the growth potential, risks, and strategies that

When I first started exploring mutual funds as an investment option, I was struck by one major question: How much money do I actually need to get started? Mutual funds traditionally required sizable minimum investments, often thousands of dollars, which felt like a barrier for many everyday investors. Today, the landscape has changed considerably, especially

When I started investing, I didn’t have much capital. Like many beginners, I wondered whether to put my first $100 into a mutual fund or an exchange-traded fund (ETF). Over time, I learned that the right choice depends on my investing style, time horizon, and costs. If you’re in a similar place—trying to decide between

Investing for the long term demands patience, discipline, and choosing the right funds that align with your goals and risk tolerance. When I set out to identify the best mutual funds for long-term growth, I focus on funds with strong historical performance, sound management, reasonable fees, and diversified holdings. I consider how these funds fit

When I started investing, I didn’t have thousands of dollars to spare. I had $100 a month—and a lot of uncertainty. But over time, I learned that consistent investing, even in small amounts, builds serious long-term wealth. Today, I still recommend $100/month mutual fund plans to friends who want to start investing without pressure. It’s

When I’m building a portfolio designed to hold steady through economic ups and downs, one investment I trust is the 10-year Treasury bond mutual fund. These funds give me exposure to U.S. government debt with a maturity around ten years, offering a balance of yield, liquidity, and safety. For long-term investors who seek stability without

When I evaluate a mutual fund for long-term investing, I don’t just look at returns. I pay equal attention to volatility—how much a fund’s returns swing from year to year. The most useful metric I use to understand this is standard deviation, especially over a 10-year period. What Is Standard Deviation in Mutual Funds? Standard

When I think about fixed income investments that offer relative safety, government bond funds—especially those focused on 10-year gilts—come to mind. Gilts are bonds issued by the UK government, but the concept is often applied broadly to sovereign bonds with 10-year maturities, including U.S. Treasury bonds. They serve investors seeking steady income and lower volatility