Mutual Funds

When I invest in bonds, I do it for stability, income, and long-term diversification. Among all bond types, U.S. Treasury bonds carry the least credit risk. But when we talk about 20-year Treasury bond mutual funds, we’re entering a unique space—long maturity, high interest rate sensitivity, and powerful performance swings depending on the macroeconomic environment. […]

When I look at mutual funds, one of the first things I check is their long-term performance—especially over 20 years. A strong 1-year return can be luck. A strong 3-year return could be momentum. But a 20-year record? That shows discipline, resilience, and strategy that holds up through recessions, rate hikes, bubbles, and recoveries. Why

When I evaluate mutual funds, size tells me something important: investor trust. Large mutual funds manage vast amounts of money—sometimes hundreds of billions of dollars. But size doesn’t mean better returns. Sometimes it means stability, liquidity, and institutional popularity. In this article, I’ll walk you through the 20 largest mutual funds in the world as

When I consider investing $20,000 specifically in energy mutual funds, I think about how the energy sector has unique dynamics compared to broad market funds. Energy investments can be rewarding but come with sector-specific risks like commodity price swings, regulatory changes, and geopolitical factors. What Are Energy Mutual Funds? Energy mutual funds invest primarily in

When I think about choosing mutual funds, especially in 2025, I focus on a few key points: consistent performance, fees, risk profile, and alignment with my investment goals. The US market offers thousands of mutual funds, but I’ll share with you 20 top mutual funds across different categories. These funds have strong track records, reasonable

When I think about investing $20,000 in a mutual fund and letting it grow over time, I focus on the power of compound growth and the impact of different market scenarios. In this article, I’ll walk you through what it means to “let it ride,” how your investment might grow, the math behind compound returns,

When I first encountered 1st Eagle Mutual Funds, I was intrigued by their contrarian investment approach, which differs from many mainstream mutual funds that chase short-term trends. These funds aim to provide investors with long-term capital appreciation and capital preservation, something that resonates strongly with me in today’s volatile markets. In this article, I’ll share

When I first heard about 199A dividends from mutual funds, I knew it was tied to the Qualified Business Income (QBI) deduction that many taxpayers, especially business owners, care about. But how does this apply to mutual funds? Let me explain what 199A dividends are, why they matter, and how you can spot them on

When I think about investing $170,000 in mutual funds and adding $5,000 every year, I picture a strategy to grow wealth steadily over time. This approach mixes a solid initial investment with disciplined annual contributions, letting compounding work its magic. Let me walk you through how this kind of investment can play out over decades,

When I put $1,700 into mutual funds, I always keep an eye on tax season, especially the 1099-DIV form that shows my dividends and distributions. Dividends can add up, and knowing whether they’re taxable or tax-exempt matters a lot. I want to share what I’ve learned about how the IRS treats dividends from mutual funds,