Mutual Funds

As an investor, earning a steady passive income is a common goal. Mutual funds offer a way to achieve this, but generating $3,000 per month requires careful planning, the right fund selection, and an understanding of risk and return dynamics. In this guide, I’ll break down the steps needed to build a mutual fund portfolio […]

When I first looked at mutual fund investments, I noticed that a small number of fund families dominate the U.S. market. Diving deeper, I realized how important understanding these top providers can be—for cost, strategy, influence, and long-term performance. Here, I share my findings on the 30 largest mutual fund families by assets under management

When I started evaluating income-producing mutual funds, I kept coming across the term “30-day yield.” At first, I assumed it was just another marketing number, but after digging deeper, I found that this yield tells a lot about how a fund performs in the short term, especially for bond funds and income-focused portfolios. In this

When I first started managing my taxable investment accounts, I thought mutual funds were safe from most of the IRS’s tax traps. I was wrong. The 30-day wash sale rule doesn’t just apply to stocks. It applies to mutual funds too—and if you’re not careful, you might trigger it without realizing it. In this article,

When I started investing in mutual funds seriously, I noticed one rule that kept coming up in fund documents and brokerage platforms—the 30-day lock-out rule. At first, I misunderstood it as some kind of penalty or trading restriction tied to regulations. But over time, I learned it’s a fund-level policy meant to prevent short-term trading.

When I invest in international stock mutual funds, I look for funds that give me exposure to foreign markets with solid potential for growth and diversification. These funds pool money to invest in companies headquartered outside the U.S., which helps reduce domestic risk and provides a hedge against local downturns. After analyzing several top-performing international

When I decide to invest in mutual funds, understanding the various purchase methods helps me choose the best option for my goals and convenience. Buying mutual funds isn’t just a one-size-fits-all process — there are several ways to do it, each with its own advantages, costs, and steps. In this article, I’ll explore the three

When I invest in mutual funds, I know there are three main ways to make money: capital appreciation, dividends, and capital gains distributions. Each of these plays a distinct role in how mutual funds generate returns for investors. Understanding these methods helps me make better investment choices and manage my portfolio effectively. 1. Capital Appreciation

When I focus on large-cap growth mutual funds that deliver the best returns, I look for consistent performance, strong management, and exposure to innovative companies leading their industries. Large-cap growth funds primarily invest in big companies with above-average earnings growth potential. These funds often emphasize technology, healthcare, and consumer discretionary sectors. 1. Fidelity Contrafund (FCNTX)

When I look for strong buy mutual funds from Prudential Investments that offer solid returns, I focus on funds with consistent long-term performance, skilled active management, and balanced risk profiles. Prudential’s offerings cover a range of strategies, from growth-oriented to income-focused funds, managed by experienced teams with deep research capabilities. 1. Prudential Jennison Growth Fund